SMART SPEND

Your account is now better
than a credit card cash a wallet a bank

Pay anywhere

With the Mastercard and Rupay powered prepaid virtual and physical cards, you can easily shop online and at store. It is accepted everywhere; even at ATMs!

SMART TRACK

One glance is enough to learn all
about your past expenditures upcoming bills monthly projection spend categories

Predict your monthly spends

Our Smart Spend manager adapts to your past spends to predict the total expenditure in the current month.

Never miss a payment

The app learns and reminds you of all upcoming bill payments, mobile recharges, etc. You can also go ahead and set up reminders of you own.

Know what you spend on

See your top spend categories and top places you are spending it as well. Understand and manage your spend pattern to be a Smart Spender!

Predict your monthly spends

Our Smart Spend manager adapts to your past spends to predict the total expenditure in the current month.

Never miss a payment

The app learns and reminds you of all upcoming bill payments, mobile recharges, etc. You can also go ahead and set up reminders of you own.

Know what you spend on

See your top spend categories and top places you are spending it as well. Understand and manage your spend pattern to be a Smart Spender!

SMART SAVE

First of it’s kind loyalty
scheme which lets you earn more invest progress

Earn when you burn

Earn reward points everytime you spend via the app or the card. No hidden terms. No hassles. You can even boost your rewards as you attain certain milestones and claim it from the app.

Exchange or Invest

Redeem your reward points for cash or invest them by buying gold.We want our most loyal customers to gain the most, so the redemption rates increase as you spend more.

Earn when you burn

Earn reward points everytime you spend via the app or the card. No hidden terms. No hassles. You can even boost your rewards as you attain certain milestones and claim it from the app.

Exchange or Invest

Redeem your reward points for cash or invest them by buying gold.We want our most loyal customers to gain the most, so the redemption rates increase as you spend more.

SMART INVEST

Grow your money but investing
in gold securely systematically one time

Invest in gold securely

Buy your gold right from the platform in digital form. No hassle of maintaining it physically. You can even make and schedule a systematic investment plan to grow your assets.

Invest in gold securely

Buy your gold right from the platform in digital form. No hassle of maintaining it physically. You can even make and schedule a systematic investment plan to grow your assets.

Invest in gold securely

Buy your gold right from the platform in digital form. No hassle of maintaining it physically. You can even make and schedule a systematic investment plan to grow your assets.

YOUR SECURITY
IS IMPORTANT TO US

Your Card is Paused

Pause - Unpause - Block

Misplaced your card? Pause it instantly from the app. You can activate is easily once you find it. Or block it if you want to order a replacement

Fraud insurance

On the rare occassion of any fraudulent activity happening, don’t worry, we’ve got you covered. Your account is insured against all frauds for a sum of upto Rs. 2,00,000

Oh, btw your data is safe with us!

INDIA IS GETTING SMARTER

Mumbai
Delhi
Ahmedabad
Surat
Ludhiana
Hyderabad
Lucknow
Bangalore
Amritsar
Jaipur
Kolkata
Varanasi
Bhopal
Vadodara
Gwalior
Agra
  • 150+
    CITIES
  • 18 Lacs +
    USERS

CUSTOMERS SPEAK

My Dad suggested me to use TMW & It’s been more than a year now that he transfers my monthly pocket money on TMW. The best part of this application is that I don’t need a bank account moreover, there are tons of offers this card has and being powered by mastercard making it easily accepted everywhere.

- Liyasha Sanghvi Student

Staying away from the Family for work, one thing that has been really difficult is sending them money and keeping a track on my spends. But, when my owner introduced me to tmw, I was splendid by the number of offerings it has! Once he pays my salary on tmw I transfer a particular amount to my family and also keep a track on my spending using the tmw physical card for making all the payments. It has really helped me to keep a track on my spending and made me a better saver.

- Manoj Pandey Corporate Driver

Being a working employee and planning to start a family in future this application has proved really helpful to me because you can buy Digital Gold on this platform at a price as low as INR 1. I have started using my monthly savings for buying Digital Gold and I believe it is one of a kind feature that TMW offers!

- Sumit Agarwal Working professional

GET THE APP

Opening your brand new tmw accout is quick paperless signup process that only takes a few minutes to complete. Start your smartspend journey today and experience modern hybrid banking now.