payments made easy

Your mobile is now
better than

a wallet

a bank

a credit card

cash

Smart Spending with tmw means every transaction you ever make is made effortless, safer and ensures you get the best value for your money. Experience freedom to spend anywhere with the tmw SmartSpend App, and companion Prepaid Card.

payments made easy

Your mobile is
now better
than

a wallet

a bank

a credit card

cash

Smart Spending with tmw means every transaction you ever make is made effortless, safer and ensures you get the best value for your money. Experience freedom to spend anywhere with the tmw SmartSpend App, and companion Prepaid Card.

payments made easy

Your mobile is
now better
than

a wallet

a bank

a credit card

cash

Smart Spending with tmw means every transaction you ever make is made effortless, safer and ensures you get the best value for your money. Experience freedom to spend anywhere with the tmw SmartSpend App, and companion Prepaid Card.

physical prepaid card

Empowering payments with Mastercard

Your phone is now not only a gateway to smart spending, it is now also connected to the smartest card in your wallet. Provided by Federal Bank and powered by Mastercard. Your account will know no limits.

physical prepaid card

Empowering payments with Mastercard

Your phone is now not only a gateway to smart spending, it is now also connected to the smartest card in your wallet. Provided by Federal Bank and powered by Mastercard. Your account will know no limits.

loaded with features

There's something for everyone

Think beyond the usual. Each day we add exciting new features and offers that you will love. From the latest payments systems to adding new billers and exciting discounts from brands you adore. We will never stop trying to find you the smartest way to spend your money.

  • Pay bills
  • Buy pure gold
  • Prepaid cards
  • Recharge talktime
  • Shop nearby
  • Transfer-Money-Instantly
  • Get-Shopping-Offers
  • Buy-Gift-Vouchers

loaded with features

There's something for everyone

Think beyond the usual. Each day we add exciting new features and offers that you will love. From the latest payments systems to adding new billers and exciting discounts from brands you adore. We will never stop trying to find you the smartest way to spend your money.

  • Pay bills
  • Buy pure gold
  • Prepaid cards
  • Recharge talktime
  • Shop nearby
  • Transfer-Money-Instantly
  • Get-Shopping-Offers
  • Buy-Gift-Vouchers

loaded with features

There's something for everyone

Think beyond the usual. Each day we add exciting new features and offers that you will love. From the latest payments systems to adding new billers and exciting discounts from brands you adore. We will never stop trying to find you the smartest way to spend your money.

  • Pay bills
  • Buy pure gold
  • Prepaid cards
  • Recharge talktime
  • Shop nearby
  • Transfer-Money-Instantly
  • Get-Shopping-Offers
  • Buy-Gift-Vouchers

Expect more with every purchase

You always get more with every transaction on tmw. We have added fun reward points to add just that extra zing to your smart spend experience. Each time you add a friend, send/load money, pay bills, recharge a mobile, any transaction really, we add sweet points you can redeem into cash or gold anytime.


Get started with tmw today

Opening your brand new tmw account is a quick paperless signup process that only takes a few minutes to complete. Start your SmartSpend journey today and experience modern hybrid banking now.
Apple App Store
Google Play

Say

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.





Get started with tmw today

Opening your brand new tmw account is a quick paperless signup process that only takes a few minutes to complete. Start your SmartSpend journey today and experience modern hybrid banking now.

Apple App Store
Google Play

Say

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.





Get started with tmw today

Opening your brand new tmw account is a quick paperless signup process that only takes a few minutes to complete. Start your SmartSpend journey today and experience modern hybrid banking now.

Apple App Store
Google Play

Say

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.

hello.

namaste.

aloha.

vanakkam.

kem cho.

hola.

namaskara.

howdy.





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